How credit impacts homeowner insurance
In many states, homeowners with fair credit pay about 36 percent more on their homeowner insurance rates than those with excellent credit, and homeowners with bad credit pay more than double. This...
View ArticleYou never have to carry a balance
According to a survey from the financial website NerdWallet, nearly half of Americans (41 percent) think that a person has to carry a small balance on his or her credit cards from month to month in...
View ArticleCredit system changing July 1
As of July 1, tax liens and civil judgments will no longer impact a person’s credit score, as calculated by the three major credit agencies: Experian, Equifax, and TransUnion. This change to the...
View ArticleAverage credit score hits all-time high
Here is some good news for borrowers: The Wall Street Journal reported that the average FICO score is at an all-time high of 700. A 700 FICO score is considered good, just 20 points shy of being...
View ArticleSurvey says consumers still confused about credit-scoring
A survey from NerdWallet and Harris Poll found that many Americans do not know the rules of credit scoring. Here are some of the findings: About half of Americans don’t know that having bad credit can...
View ArticleWhy opening new credit cards can help your score
Often, people with bad credit think they should wipe their hands clean of credit. They figure that if all those credit cards got them into trouble in the first place, they should cut them up and become...
View ArticleHow to rebuild credit without a secured card
I just got a call from Nancy in Indiana. Her question was: “I’ve gone through the program and know that my husband and I both need three credit cards after our bankruptcy. The problem, is that we don’t...
View Article720 Credit Score Program Redo – 2019
If you were previously enrolled in our program and would like to take it again, please fill out your information below. The post 720 Credit Score Program Redo – 2019 appeared first on 720 Credit Score.
View ArticleFeedback Please!
Of the 38,000 people who entered the $2,500 Amazon gift card giveaway, almost half said they would benefit from a higher credit score. If this sounds like you, you aren’t alone. I have been in the...
View ArticleHow to Improve Your Credit Score in 5 Easy Steps
There are a variety of reasons why you’d want to improve your credit score. You could be getting ready to make a big purchase such as buying a house, or you may want to make sure your options are open...
View Article
More Pages to Explore .....